Making $$$ on Checking Accounts

In a fairly tough environment to get safe returns, particularly without risk and no commitment, I am slightly proud of making $48/month on my checking accounts.  Keep in mind the money I have saved as a result of a low-expense lifestyle makes the free monies possible and I play 2 checking accounts in my favor.  Always running checking transactions as CREDIT and never entering PIN #'s is a requirement of making my checking accounts profitable.  Sure there are some stipulations and requirements to the arrangements, but they are easy to satisfy without much effort.  I feel a little bit better about not being a coupon clipper as a result of getting $48 free dollars between checking accounts with Capital and First Citizens Banks.  I am a very happy customer of both banks and very pleased with the customer service.

Keep in mind some of the arrangements that allow for me to get some free money are prone to change in the near future as a result of checking accounts regulations changing.  Banks are not able to automatically make customers eligible for the Overdraft option, so the $34 insufficient funds charges have shrunk enormously, or at least thats my understanding.  If I can make $600 a year on checking accounts, I'll feel pretty good about that.  Let me know if you would like further details about how I make this happen.  It could happen to you~

Three Bankin' Golfers and a Head Scratcher

Golfers Bank, Bankers Golf and too many kids are banking on golf to pay the bills in the future.  I hit the links yesterday with 3 bankers,  all of which worked for extended periods of time in the golf business.  They reflect on their time working at golf courses in slightly different lights, but the fact that they abandoned the "line of leisure" to work for banks is telling.  I even worked one long summer in the golf business, largely because it allowed me to play free golf, and 3 months at the Governor's Club gave me a look into the working world of golf courses.  I have spent many hours contemplating getting into Banking, so spending 4 hours with 3 bankers was a funny experience, but we tried not to discuss the 9-5's between 1 and 18.  We will always need banks, in some form or fashion, and while the public's opinion of banks is talked about endlessly I fully respect the line of work.  We may not always NEED to have golf courses, but they will always be around, and I hope to be on one of them most every weekend.

As an avid and ambitious golfer I enjoy getting a glimpse into the culture of golf courses that I am lucky enough to play.  On a recent trip to the Charleston area, I was unlucky enough to play at Charleston's Municipal course and came to absolutely abhor the culture that was evident throughout their organization.  I would use some adjectives to describe the experience if could do so eloquently- but I'm opting out.  It was a disaster and the time spent playing the seven holes we got in made me question my passion for the game.   I'll soon explain the laundry list of reasons why we could only fathom 7 holes, because I want to start a campaign against similar circumstance occurring in the future.  For the love of the game and my own sanity,  because sometimes my zen finding cannot overcome; but I'll be better suited next time.   QDB